发明名称 |
RESTRICTED-USE ACCOUNT PAYMENT ADMINISTRATION APPARATUSES, METHODS AND SYSTEMS |
摘要 |
The RESTRICTED-USE ACCOUNT PAYMENT ADMINISTRATION APPARATUSES, METHODS AND SYSTEMS transform purchase item information inputs or purchase receipt inputs via RUAP components into restricted-use account payment settlement outputs. A method is disclosed, including: receiving a restricted-use account reimbursement request including receipt information related to a purchase transaction from a user; obtaining purchase item information from the receipt information included in the restricted-use account reimbursement request; identifying a restricted-use account of the user; determining a purchase item is eligible for the restricted-account usage; determining a reimbursement amount associated with the purchase item form the purchase item information; generating a reimbursement authorization request message including the purchase item information and the reimbursement amount; transmitting the reimbursement authorization request message to a restricted-account issuer for approval; and transacting the reimbursement amount from the restricted-use account to a user financial account upon the restricted-account issuer approval. |
申请公布号 |
WO2012135796(A1) |
申请公布日期 |
2012.10.04 |
申请号 |
WO2012US31762 |
申请日期 |
2012.03.31 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION;POURFALLAH, STACY SWEENEY;LI, SHAW |
发明人 |
POURFALLAH, STACY SWEENEY;LI, SHAW |
分类号 |
G06Q20/00 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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