发明名称 |
MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEM |
摘要 |
The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and the location of a vendor point-of-sale device are matched with a payment sum. Authentication of the mobile wireless communications instrument user is achieved at least by application of the position and/or location determinable features of the mobile wireless communications instrument, the position and/or location of a point-of-sale device of a vendor or merchant where the instrument user seeks to purchase goods or services, and the payment sum entered on the point-of-sale device. A transaction matching subsystem located in a wireless customer server hub may assist in processing the location data and the payment sum across the wireless communications network. |
申请公布号 |
US2012239576(A1) |
申请公布日期 |
2012.09.20 |
申请号 |
US201213472093 |
申请日期 |
2012.05.15 |
申请人 |
ROSE GREGORY GORDON;LAUER CRAIG;GANTMAN ALEXANDER;WALTMAN JOAN T.;QUALCOMM INCORPORATED |
发明人 |
ROSE GREGORY GORDON;LAUER CRAIG;GANTMAN ALEXANDER;WALTMAN JOAN T. |
分类号 |
G06Q20/40;G06Q20/00;G06Q30/00;H04B5/00 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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