发明名称 TRANSACTION AUTHORIZATION SYSTEM FOR A MOBILE COMMERCE DEVICE
摘要 Embodiments of the invention include apparatuses and methods that allow a user to wirelessly transmit payment information from a mobile device to a point-of-sale terminal by the user performing only a single action or supplying only a single input to the mobile device. For example, some embodiments of the invention allow a user to assign a default payment vehicle to a particular key or “pay now” icon of the mobile device so that activation of the particular key or icon, alone, causes the mobile device to wirelessly transmit information about the default payment vehicle. In some embodiments of the invention, a user using the single action option of the mobile device does not need to go through an authentication procedure before the mobile device transmits the default payment information. In some embodiments of the invention, if a user uses the single action option, the mobile device is configured to transmit the payment information without needing to first launch an electronic wallet software application installed on the device.
申请公布号 US2012197740(A1) 申请公布日期 2012.08.02
申请号 US201113017835 申请日期 2011.01.31
申请人 GRIGG DAVID M.;KELLY PATRICK B.;JONES ALICIA C.;KELLER MARC B.;BANK OF AMERICA CORPORATION 发明人 GRIGG DAVID M.;KELLY PATRICK B.;JONES ALICIA C.;KELLER MARC B.
分类号 G06Q20/00;G06Q40/00;H04W4/00 主分类号 G06Q20/00
代理机构 代理人
主权项
地址