HEALTHCARE PREPAID PAYMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS
摘要
<p>The healthcare prepaid payment platform apparatuses, methods and systems (hereinafter "HPP-Platform") transforms patient insurance information, and healthcare procedure schedule information inputs via HPP-Platform components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: obtaining a healthcare insurance pre-authorization request including healthcare procedure schedule information and user insurance information; receiving an indication of insurance approval of an insured amount from an insurance provider; loading an insurance approved amount into a prepaid account of the user prior to the healthcare procedure; receiving a payment request using the loaded prepaid account towards a medical bill after the healthcare procedure is performed; transferring the loaded insurance approved amount in the prepaid account to a healthcare provider in response to the payment request; and generating a transaction record including the pre-approved amount and the transferred amount.</p>
申请公布号
WO2012097310(A1)
申请公布日期
2012.07.19
申请号
WO2012US21333
申请日期
2012.01.13
申请人
VISA INTERNATIONAL SERVICE ASSOCIATION;MAHADKAR, SHILPAK;SEADATH, ALEEMA;RANGARAJAN, MADHU;NAYAK, UTTAM