PAYMENT AGENCY SYSTEM USING BANK ACCOUNT AND METHOD THEREOF

摘要

PURPOSE: A payment gateway system based on an account able to set up a payment authority and a method thereof are provided to use a dedicated account with a payment authority for a commodity price to pay for the commodity price. CONSTITUTION: A registration unit(210) registers personal information of a user opening a dedicated account for a payment gateway service in a bank server. An authority setting unit(220) receives a price of a commodity which the user purchases and the personal information from a seller. The authority setting unit sets up a payment authority of the price in the dedicated account corresponding to the personal information. An exact calculation request unit(230) transmits payment information related to the fixed payment authority to the bank server. The bank server pays the seller for the price of the commodity according to the payment information.