发明名称 |
DETERMINING LEADING INDICATORS |
摘要 |
Embodiments of the present invention relate to methods and apparatuses for determining leading indicators and/or for modeling one or more time series. For example, in some embodiments, a method is provided that includes: (a) receiving first data indicating the value of a total income amount for a plurality of consumers over a period of time; (b) receiving second data indicating the value of a total debt amount for a plurality of consumers over a period of time; (c) selecting a consumer leverage time series that compares the total income amount to the total debt amount over a period of time; (d) modeling the consumer leverage time series based at least partially on the first and second data; (e) determining, using a processor, the value of the cycle component for a particular time; and (f) outputting an indication of the value of the cycle component for the particular time. |
申请公布号 |
US2012173399(A1) |
申请公布日期 |
2012.07.05 |
申请号 |
US201213344709 |
申请日期 |
2012.01.06 |
申请人 |
CHEN JIE;BREAULT TIMOTHY JOHN;CELA DIAZ FERNANDO;NOBILI WILLIAM ANTHONY;SETIAWAN SANDI;SINGHAL HARSH;SUDJIANTO AGUS;TURNER ANDREA RENEE;WINKELMAN BRADFORD TIMOTHY;BANK OF AMERICA CORPORATION |
发明人 |
CHEN JIE;BREAULT TIMOTHY JOHN;CELA DIAZ FERNANDO;NOBILI WILLIAM ANTHONY;SETIAWAN SANDI;SINGHAL HARSH;SUDJIANTO AGUS;TURNER ANDREA RENEE;WINKELMAN BRADFORD TIMOTHY |
分类号 |
G06Q40/00;G06Q99/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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