| 摘要 |
A secure wireless payment system and method thereof allow a consumer to acquire transaction information generated by a payment requesting unit of a seller with a handheld payment responding unit. The payment responding unit has a storage unit embedded with payment authentication data. After the consumer confirms that the transaction information is correct, a payment request is generated and transmitted to a banking unit releasing the payment authentication data through a secure wireless voice channel so that the banking unit can directly approve to pay. Accordingly, consumers need not present credit cards for sellers to charge and fully eliminate the risk of credit card piracy. Additionally, the payment responding unit of the present invention can be automatically connected with the banking unit releasing the payment authentication data for payment of a transaction. |
