发明名称 |
Systems and methods for user identity verification and risk analysis using available social and personal data |
摘要 |
A new approach is proposed that contemplates systems and methods to support user identity verification based on social and personal information of the user. Under the approach, customers/users are required to grant identity verifying party a degree of access to their social network information, including but not limited to, account data and social graph information on social networks. The identity verifying party then acquires information of a current or potential user's online presence in addition to other information of the user and utilizes such information to verify the user's identity in the real world and/or to assess the fraud risk of a specific financial transaction requested by the user. |
申请公布号 |
US2012159647(A1) |
申请公布日期 |
2012.06.21 |
申请号 |
US201113300876 |
申请日期 |
2011.11.21 |
申请人 |
SANIN ALEKSEY;CLERICO WILLIAM D.;ABERMAN RICHARD;STERN ERIC;TRAN KHANG |
发明人 |
SANIN ALEKSEY;CLERICO WILLIAM D.;ABERMAN RICHARD;STERN ERIC;TRAN KHANG |
分类号 |
G06F21/24;G06F15/16 |
主分类号 |
G06F21/24 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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