METHOD AND SYSTEM FOR SECURE MOBILE REMITTANCE

摘要

This invention provides a system and method for reducing the fraud related to remittance transactions initiated at web portals. In one embodiment, mobile technologies that are available to consumers and currently being implemented in major consumer markets can be used to reduce fraud associated with remittance transactions. For example, a funding agency computer that enables a remittance transaction can request that a mobile platform computer verify a customer with a mobile personal identifier. The mobile platform computer can request the mobile personal identifier from a customer via the customer's mobile handset device. The mobile platform computer can perform a look-up to determine whether the identifier received from the customer's mobile handset device matches the mobile personal identifier stored on file for the customer. If the mobile platform computer is able to verify the identity of the customer, the mobile platform computer can provide a verification confirmation message to the funding agency computer.