| 摘要 |
The present invention relates to a payment system and to a method therefor, in which a mobile communication terminal acquires a store ID and other detailed information regarding a purchase in the form of image information or barcode information, and serves as a main agent for requesting payment approval from a financial institution using the acquired image information or barcode information. According to the present invention, the approval of the payment for commercial transactions by a variety of payment means such as prepayment, payment with a debit card, deferred payment such as a payment with a credit card, deferred payment such as a payment for a communication charge, payment with a gift card or ticket, payment with mileage, a bank transfer, etc. can be carried out without the need for providing a counterpart, i.e. a store, with personal financial information. |
