SYSTEM AND METHOD FOR PROVIDING A VIRTUAL SECURE ELEMENT ON A PORTABLE COMMUNICATION DEVICE

摘要

A system for providing a virtual secure clement on a portable communication device having a secured element. The system comprising memory; a card management module operably associated with the secure element providing an application programming interface to the secure element and controlling writing to and reading from at least a portion of the memory; a virtual encryption key preferably within the secured element; and an encryption engine capable of encrypting data before its placed, in the memory and decrypt the virtual encryption key.