| 摘要 |
This authentication method for mobile transactions by a mobile phone comprises a management terminal, a management system, a server with a platform for storing the data bases, where some of the functions of the terminal are checking the balance, assigning the balance and withdrawing the balance, where a first option, known as Option A, includes the steps for checking the balance from the managing terminal: enter DN (dial number) withdrawing money, waiting call from DN withdrawing money as a confirmation, once the call from DN for requesting the balance is received, the terminal must be connected to the managing system and the balance must be delivered, this same method may be associated for authorising payments via the Internet, credit cards, virtual money etc; it is useful as an identification associated to the DN and PIN holder.
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