| 摘要 |
Apparatus and methods for providing to a bank customer a guaranteed retirement distribution based on a retail bank product. An electronic processing module may be used to identify a value of an asset in a retail banking product and calculate a guaranteed distribution payment amount. The guaranteed distribution payment amount may be based on the asset value. An electronic transmitter may be used to provide to an insurance carrier a data object having an attribute that corresponds to the asset value. A new guaranteed distribution amount may replace a previous guaranteed distribution amount. The new guaranteed distribution amount may be based on a new value of the asset. The asset may be retained in the retail banking product and the insurance carrier may issue a policy that guarantees the distribution payment to the customer. |
