System for dealing with duress transactions at e.g. an ATM

摘要

An electronic financial transaction system and a method of controlling an electronic financial transaction are disclosed. The system includes an identifier designation determining means for determining a designation of an identifier supplied by a prospective transactor in accordance with his circumstances; and a response means for implementing a predetermined response according to the designation of the identifier, in which the designation is "normal" or "duress" and in which the "duress" designation is "low duress", "medium duress" or "high duress". The response implemented can be to permit a normal suite of transactions if the designation of the identifier is "normal" or not to permit any transaction and to activate a duress procedure if the designation of the identifier is "duress" such as freezing the transactor's account or to permit predefined limited transactions and the duress procedure includes alerting duress personnel. The identifier is a code or a biometric such as a fingerprint.