| 摘要 |
Systems and methods for effecting mobile purchases and removing the necessity of financial and personal information exchange directly between buyers and sellers, where the buyer uses a personal mobile device to effect payment. Instead of using sensitive and/or easily compromised data to perform a transaction, the seller posts the purchase amount to a proxy system for recognition and claiming by the buyer. The buyer claims the purchase by selecting it via a mobile device. The seller receives a confirmation of purchase from the proxy system without direct interaction with the buyer's mobile device or personal information. The seller's point of sale no longer acts as a point of acceptance and thus no longer requires sensitive information exchange directly with the buyer.
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