METHOD FOR OPERATING MESSAGE

摘要

PURPOSE: A message operating method is provided to extract a payment unit corresponding to received specific payment unit information from a memory or an IC chip and use the extracted payment unit for payment. CONSTITUTION: An agent automatically determines extracted specific payment unit information by a payment unit for purchasing a product or service(260). The agent includes the determined payment unit information in payment request response information corresponding to payment request information provided from a server or a terminal(265). A wireless terminal transmits payment unit response information to the server or the terminal for payment(270). The server or the terminal provides discounts or incentives when a user pays a product or a service with a specific payment unit(275).