发明名称 |
METHODS, APPARATUS AND SYSTEMS FOR SECURING USER-ASSOCIATED PASSWORDS USED FOR IDENTITY AUTHENTICATION |
摘要 |
<p>Methods, apparatus and systems for securing user-associated passwords used in transactions are disclosed. The methods include a user computing device receiving a user-associated password such as a PIN from a user, where the user-associated password is operable to authenticate an identity of a user. The user-associated password may be received in response to the user receiving a request for the user-associated password from a third party such as a merchant. The user computing device may generate a temporary password such as a one-time password, dynamic password, or the like, and encrypt the user-associated password using the temporary password. The encrypted user-associated password may then be communicated to the third party in lieu of the user-associated password received by the user.</p> |
申请公布号 |
WO2012037172(A1) |
申请公布日期 |
2012.03.22 |
申请号 |
WO2011US51471 |
申请日期 |
2011.09.13 |
申请人 |
COMPUTER ASSOCIATES THINK, INC.;HIRD, GEOFFREY;LEE, JIANN-SHI ANDY |
发明人 |
HIRD, GEOFFREY;LEE, JIANN-SHI ANDY |
分类号 |
H04L9/32 |
主分类号 |
H04L9/32 |
代理机构 |
|
代理人 |
|
主权项 |
|
地址 |
|