| 摘要 |
The present invention discloses a method for remote payment based on a mobile terminal. The method includes that: an authentication server asks a mobile terminal for a digital certificate, the mobile terminal transmits an instruction for reading the certificate to a built-in smart card, after the smart card exports the stored digital certificate, the mobile terminal transmits the digital certificate to the authentication server for certificate registration, the authentication server sends a signature instruction to the mobile terminal, the mobile terminal transmits a private key signature instruction to the built-in smart card, the smart card gives out the signature result, and the mobile terminal reports the result to the authentication server. The present invention also discloses a system for remote payment based on a mobile terminal, a mobile terminal and a smart card. The present invention not only breaks through the limitation of short distance payment for mobile phones, but also enables more security and privacy than the manner of transmitting personal IDs and passwords with short messages and WAP. |
