METHOD AND SYSTEM FOR CARD PAYMENT THROUGH TRANSFERING ACCOUNT RECEIVABLE

摘要

PURPOSE: A card payment method and system thereof are provided to reduce credit card member store maintenance costs for a credit card issuing company by separately managing card member stores and card members. CONSTITUTION: A credit card payment terminal(102) transmits card approval request data transmitted by a credit card member. A VAN(Value Added Network) company server(103) receives the card approval request data. The VAN company server transmits a card approval request statement after the VAN company server adds bank information and a bond flag to the card approval request statement. A credit card company(104) includes a credit grant period in the card approval response statement.