| 摘要 |
A financial educational planner is disclosed for imparting basic lessons on financial management and, over mid to long term, to develop the savings habit. The planner allows a user to watch how the money is earned, spent and saved, and how the money saved grows due to interest, bonus and investments. Most importantly, the planner is used to guide the user to manage and plan the money to afford the desired items or life-style in the future. The planner comprises an expense account worksheet (14), a savings account worksheet (16) and a plurality of tokens (18) representing monetary denominations. The tokens (18) are affixable on the worksheets having a layout which may be provided with boxes or cells representing periodic units for affixing the tokens (18). Specially-marked boxes (20) may be provided at predetermined intervals on the worksheet (16) to allow for rewards.
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