摘要 |
A system for processing mobile payment transactions is described, the system comprising a mobile device having a mobile wallet module for initiating payment transactions from a mobile payment account associated with a payment service provider and operable to communicate with the payment service provider via a data network to settle the payment transaction. The mobile device receives and stores data defining an offline-enabled merchant interface when the mobile device is connected to the data network, processes an off-line payment transaction through the stored merchant interface when the mobile device is not connected to the data network, and communicates details of the off-line payment transaction to the payment service provider when the mobile device is re-connected to the data network.
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