摘要 |
A payment transaction system including a payment authentication token associated with a customer; and a payment platform associated with the authentication token, the payment platform storing a stored value payment account having a pre-paid stored value and information corresponding to a plurality of linked funding accounts. In response to a transaction authentication performed by the authentication token and transaction data associated with the transaction, the payment platform selects the stored value payment account or a linked account, and settles the transaction with the selected account. |