发明名称 |
System and method for providing borrowing schemes |
摘要 |
The method according to exemplary embodiments comprises establishing an interest-free revolving amount or account, establishing a periodic payment for maintaining the interest-free revolving amount or account, and automatically revising the interest-free revolving amount or account or the periodic payment based upon at least one user performance metric over a predetermined period of time; wherein the interest-free revolving amount or account or the periodic payment for maintaining the interest-free revolving amount is determined by the user via a network.
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申请公布号 |
US8078528(B1) |
申请公布日期 |
2011.12.13 |
申请号 |
US20090372510 |
申请日期 |
2009.02.17 |
申请人 |
VICENTE MARIA TERESITA;DRAGOTTA FRANK CAWLEY;FIELD MANNING R.;KOPPENHAVER JOY LYNN;MOED JAMES SAMUEL;JACOBY RYAN ALAN;GROULX IAN MICHAEL;DAME KEVIN THOMAS;EMERSON HEATHER MARGARET;MCGARRY JENNIFER C.;JPMORGAN CHASE BANK, N.A. |
发明人 |
VICENTE MARIA TERESITA;DRAGOTTA FRANK CAWLEY;FIELD MANNING R.;KOPPENHAVER JOY LYNN;MOED JAMES SAMUEL;JACOBY RYAN ALAN;GROULX IAN MICHAEL;DAME KEVIN THOMAS;EMERSON HEATHER MARGARET;MCGARRY JENNIFER C. |
分类号 |
G06Q40/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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