| 摘要 |
PURPOSE: A method for loan service and screening trade receivables of online shopping malls is provided to automatically screen online shopping mall trade breakdown of a vendor, thereby performing a secured loan according to an approval result. CONSTITUTION: Data required for loan screening process is saved in a vendor membership database(42). A loanable amount is automatically calculated. The final loan amount is confirmed. The confirmed loan amount is sent to a designated account of a vendor member(10). Principal and interest are collected in real time during transferring a prearranged calculation amount. |
