发明名称 |
METHODS AND SYSTEMS TO IDENTIFY AND CONTROL PAYMENT FRAUD |
摘要 |
<p>Methods and systems are provided for processing payments towards a credit account that use historical record information to limit the potential for payment fraud. A history of profile records that extends over a period of time that preceding receipt of a payment is analyzed to determine whether to float the payment. Each of the profile records includes information about the status of the credit account at a particular date within the period of time, such as an account balance for that date and a value for all credited payments made towards the credit account on that date.</p> |
申请公布号 |
EP1543459(A4) |
申请公布日期 |
2011.11.16 |
申请号 |
EP20030766863 |
申请日期 |
2003.07.14 |
申请人 |
FIRST DATA CORPORATION |
发明人 |
DENTLER, BRIAN;PLACE, TIM |
分类号 |
G06Q20/04;G06Q20/10;G06Q20/40;(IPC1-7):G06F17/60 |
主分类号 |
G06Q20/04 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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