ECONOMETRICAL INVESTMENT STRATEGY ANALYSIS APPARATUSES, METHODS AND SYSTEMS

摘要

The Econometrical Investment Strategy Analysis Apparatuses, method and systems ("EISA") transform raw card-based transaction data via EISA components into business analytics reports. In one embodiment, the EISA may obtain an investment strategy analysis request. The EISA may determine a scope of aggregation of card-based transaction data records for investment strategy analysis and aggregate the card-based transaction data records for investment strategy analysis according to the determined scope. The EISA may generate anonymized card transaction data by removing identifying characteristics from the aggregated transaction data. The EISA may determine a forecast regression equation using the anonymized card-based transaction data records. Using the forecast regression equation, the EISA may calculate a forecast for retail spending in a specified spending category. Based on the calculated forecast, the EISA may generate a business analytics report, and provide the business analytics report in response to the obtained investment strategy analysis report.