摘要 |
A transaction authorisation system (20) for allowing a customer (40) to authorise transactions relating to at least one customer (40) account associated with an institution (50), the system (20) including data storage means (24) for enabling access to identification data associated with the customer (40) and a remote communication device (RCD) (30) of the customer (40), and security identifier data associating the customer (40) account with the identification data. The system (20) also includes communication means (26) for receiving an authorisation request, which is referenced to the security identifier data, in relation to the transaction from the institution (50) and for enabling communication with the customer (40) via the RCD (30) to authorise a transaction on the customer (40) account Data processing means (22) of the system (20) identify the customer (40) and RCD (30) using the identification data and determine if the transaction is authorised by the customer (40). The communication means (26) provides an indication, which is referenced to the security identifier data, to the institution (50) of whether or not the transaction is authorised by the customer (40). |