发明名称 Incentives associated with linked financial accounts
摘要 A set of accounts usable for cashless transactions are electronically linked together. The accounts in the set may be associated with different accountholders, issuers, financial institutions, transaction handlers, or combinations thereof. A stakeholder sets up rules that govern, in part, processing of cashless transactions upon the accounts in the set. The rules alter routing of the cashless transaction from one account to another in the set. Loyalty features are determined accordingly. In one implementation, the rule alters the routing of the cashless transaction to optimize a loyalty feature. Amounts spent in transactions upon the accounts in the account set may be tracked, analyzed or reported on to create targeted offers. Fulfillment of the targeted offers may be conditioned on validating that the actual spend upon the accounts in the set match a predetermined threshold.
申请公布号 AU2010204567(A1) 申请公布日期 2011.08.11
申请号 AU20100204567 申请日期 2010.01.15
申请人 VISA U.S.A. INC. 发明人 BODINGTON, SHAUN
分类号 G06Q40/00 主分类号 G06Q40/00
代理机构 代理人
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