SYSTEM AND METHOD FOR PAYMENT PROCESSING

摘要

PURPOSE: A payment process system and method thereof are provided to process a product price payment afterwards by using increase account which interlocks a real name account of purchaser in e-commerce. CONSTITUTION: A product is ordered by connecting a seller server(100) to a purchaser terminal. A increase account transfer of a product price is requested to a relay module(300) through an electronic wallet which is displayed to a purchaser terminal(200). A increase account of a purchaser name which is interlinked to an real name of a purchaser in bank system(410,450) is generated. After transferring a product price to an increase account, it is prohibited that a purchaser to draw a product price before informing a normal transaction cancelation from a financial transaction relay module. A financial transaction relay module informs a transfer result to a seller server and a purchaser terminal by receiving the result to increase account from a bank system.