| 摘要 |
<p>An account management system allows a prepaid account provider to link a prepaid account to a purchaser of the prepaid instrument used to access the prepaid account. The link is creating using a prepaid instrument identifier and purchase data collected during the purchase of the prepaid instrument. The purchase data includes information identifying the purchaser, the purchasing instrument used, the value placed on the prepaid instrument, value-added services requested by the purchaser, and transaction details. The prepaid account provider extracts the purchased value from the purchaser's account, opens a prepaid account that is associated with the purchaser and the prepaid instrument, and deposits the purchased value into the prepaid account. The prepaid account provider may track the expenditure of funds from the prepaid account and provide value-added tracking services to the purchaser. The funds remain associated with the purchaser after being deposited in the prepaid account.</p> |
