发明名称 |
SYSTEM AND METHOD OF DETECTING AND ASSESSING MULTIPLE TYPES OF RISKS RELATED TO MORTGAGE LENDING |
摘要 |
Embodiments include systems and methods of detecting and assessing multiple types of risks related to mortgage lending. One embodiment includes a system and method of detecting and assessing risks including fraud risks, early payment default risks, and risks related to fraudulently stated income on loan applications. One embodiment includes a computerized method that includes creating a combined risk detection model based on a plurality of risk detection models and using the combined risk detection model to evaluate loan application data and generate a combined risk score that takes into account interaction of different types of risks individually and collectively detected by the plurality of risk detection models. |
申请公布号 |
US2011173116(A1) |
申请公布日期 |
2011.07.14 |
申请号 |
US20100687098 |
申请日期 |
2010.01.13 |
申请人 |
FIRST AMERICAN CORELOGIC, INC. |
发明人 |
YAN RUI;CHI HOI-MING;KOO SEONGJOON;BAKER JAMES |
分类号 |
G06Q40/00;G06N5/02;G06Q10/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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