A message confirming a transaction for the purchase of an item can include identifiers for the item and for a consumer as well as information pertaining to the transaction. The item identifier is used to locate an express warranty for the item. The consumer identifier (e.g.; a number of an account issued to the consumer) is used to locate the consumer's file in which the express warranty is stored along with at least a portion of the information pertaining to the transaction. Other data received in respective messages can be also be stored in the consumer's file. Thereafter, the consumer identifier can be use to retrieve all express warranties stored in the file for past respective purchased items. Information about each express warranty can be compared to the stored portion of the information pertaining to the transaction so as to retrieve only those express warranties that are valid (e.g.; unexpired).
申请公布号
WO2011031450(A3)
申请公布日期
2011.05.26
申请号
WO2010US46467
申请日期
2010.08.24
申请人
VISA U.S.A. INC.;CARLSON, MARK;STAN, PAT;FAITH, PATRICK, L.;HAMMAD, AYMAN, A.;REWIS, BEN
发明人
CARLSON, MARK;STAN, PAT;FAITH, PATRICK, L.;HAMMAD, AYMAN, A.;REWIS, BEN