Method of Performing a Product Transaction Where an Owner Permits a User to Use a Product Without Regard for the Creditworthiness of the User

摘要

A method of performing a product transaction where an owner permits a user to use a product without regard for the creditworthiness of the user. The method includes the step of providing the product to the user by requiring the user to perform at least one preselected task without any regard at any time for the creditworthiness of the user. Also included is the step of preventing the user from using the product if the user does not perform the at least one preselected task. The preventing step is also performed by using a product-control mechanism that allows the owner to remotely control the product if the user does not perform the at least one preselected task. A product-control mechanism is also used to allow the owner to block operation of the product by the requestor.