| 摘要 |
Methods, systems, and computer readable media for facilitating the exchange of reciprocal deposits are disclosed. According to one aspect, the subject matter described herein includes a system for facilitating the exchange of reciprocal deposits. The system includes a first bank for participating in an exchange of reciprocal deposits and a control center for implementing an exchange of reciprocal deposits between the first bank and a second bank for receiving deposits. The control center is configured to receive, from the first bank, a first request for placement of reciprocal deposits, the request defining a first set of requirements, and receive, from the second bank, a second request for placement of reciprocal deposits, the request defining a second set of requirements. The control center determines whether the first set of requirements matches the second set of requirements, which include maturity and interest rate. In response to determining that the first set of requirements matches the second set of requirements, the control center performs an exchange of on-balance sheet deposits meeting the first set of requirements from the first bank to off-balance sheet deposits to the second bank. The first bank receives reciprocal deposits meeting the second set of requirements as new on-balance sheet deposits. The reciprocal deposits may come from the second bank or from an entity other than the first and second bank, such as a depositor.
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