SEEDLESS ANTI PHISHING AUTHENTICATION USING TRANSACTION HISTORY
摘要
Systems and methods for providing authentication verification for a correspondence and other messages are disclosed. A link, such as a uniform resource locator (URL) link, is placed in a correspondence and sent to a user. When the user follows the link, a list of personal transaction data from the user's credit card or other financial account is presented. Because the personal transaction data is substantially private to user and his or her financial institution and card servicing company and not known to the public, the recipient can be assured that the message truly came from the financial institution or the card servicing company and not from a phisher.
申请公布号
WO2011017196(A3)
申请公布日期
2011.04.28
申请号
WO2010US43750
申请日期
2010.07.29
申请人
VISA INTERNATIONAL SERVICE ASSOCIATION;CARLSON, MARK;FAITH, PATRICK, L.;HAMMAD, AYMAN;MAYOR, SHALINI