| 摘要 |
A system for calculating estimated Social Security benefits for married couples. The system includes a server; a display device connected to the server; a user interface module running on the server, the user interface module being configured to receive input from a user and to display content on the display device; and a benefits calculator module running on the server and being configured to receive input data from the user interface module and to output data to the display device. The input data includes data regarding a married couple, including the assumed age of death for both the primary earner and the secondary earner. The system may output an estimated lifetime benefit using a hybrid approach wherein the secondary earner collects a reduced benefit at age 62 and a spousal benefit at full retirement age, and wherein the primary earner collects benefits at age 70. |
