发明名称 METHODS AND SYSTEMS FOR MANAGING DEPOSIT ACCOUNTS BASED ON VARIABLE INTEREST RATE
摘要 PURPOSE: A method and system for managing deposit accounts based on a variable interest rate are provided to enable a client who has high transaction results to receive higher interest rate for his own deposit by providing a financial product through the application of a differential interest rate according to the transaction result with a financial agent. CONSTITUTION: Based on the financial transaction results for a financial product associated with a subscriber subscribing to a deposit product, an interest rate determiner(20) determines an interest rate for calculating an interest paid to the subscriber. A controller(10) calculates the interests, which is supposed to paid to the subscriber, based on the determined interest rate. The controller transfers the information on the calculated interests to a deposit server. The deposit server deposits the calculated interests to the subscriber. The financial transaction results correspond to the financial transaction result for some of the financial product associated with the subscriber.
申请公布号 KR20110043570(A) 申请公布日期 2011.04.27
申请号 KR20110024102 申请日期 2011.03.18
申请人 CITIBANK KOREA INC. 发明人 PARK, CHAN KEUN
分类号 G06Q40/02 主分类号 G06Q40/02
代理机构 代理人
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