摘要 |
PURPOSE: A fixed deposit service providing system and method thereof are provided to automatically terminate the fixed deposit of a client in a expiry data of a corresponding unit period if the client desired cancellation at a expiration data of a unit term. CONSTITUTION: A unit period determining unit(130) grasps a first unit term which belongs to a current time among a plurality of unit terms included in the stipulated period of the fixed period deposit if cancellation application is inputted from the client. The unit period determining unit determines whether the current time is an expiration data of the first unit term. If the current time is arrived to the expiration data of the first unit term, an interest calculating unit(140) calculates an interest. A deposit processing unit(150) deposits the calculated interest and principal into a connecting account about the fixed deposit. |