| 摘要 |
PURPOSE: A total payment method using a mobile terminal and virtual payment tool information, and a system thereof are provided to improve different online or offline payment methods by performing payment based on pre-stored payment tool information and identifying a specific gain through the use of a mobile terminal. CONSTITUTION: A download unit(111) downloads and manages a total payment program, and a memory unit(112) stores the downloaded total payment program. A security unit(113) encodes the processed or combined information after combining and processing user information and virtual payment tool information. A communication unit(114) receives or transmits transaction information from or to the server of the total payment system. A display unit(116) displays the contents transferred from a controller(115) on a screen. |
