发明名称 |
Method and apparatus for secure online transactions |
摘要 |
A method and apparatus for performing secure online transactions provides a user interface that is intuitive and easily to understand. The invention integrates an online wallet service with credit card issuers that provide online credit card authentication services. The method provides a keypad interface for PIN entry, or an interface that resembles an offline transaction receipt. The apparatus that stores personal information and credit card information uses a level-two authentication password to protect the user's credit card information. The invention integrates with the credit card issuer when a personal identification number is required for the user to perform online transactions by the credit card issuer. The embodiments include integrations when the level-two authentication password is equivalent to the personal identification number and that when they or not equivalent.
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申请公布号 |
US7908227(B2) |
申请公布日期 |
2011.03.15 |
申请号 |
US20070623033 |
申请日期 |
2007.01.12 |
申请人 |
AOL INC. |
发明人 |
ZISSIMOPOULOS VASILEIOS “BILL”;RAWAT JAI;MARSHALL JOHN |
分类号 |
G06Q99/00;G06Q20/00;G07F7/02;G07F7/10 |
主分类号 |
G06Q99/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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