摘要 |
A method of settling a purchase transaction includes establishing an account on behalf of a customer. The account relates to a quantity of service and establishing the account includes establishing an exchange ratio that equates the quantity of service to a measure of value. The method also includes thereafter receiving a transaction settlement request from a merchant for a purchase by the customer. The transaction settlement request has associated therewith an amount of value the customer has agreed to pay the merchant. The method also includes, in satisfaction of the transaction settlement request, decrementing the customer's quantity of service in accordance with the exchange ratio and the amount of value and providing the amount of value to the merchant.
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