发明名称 Transaction settlement using value exchange systems and methods
摘要 A method of settling a purchase transaction includes establishing an account on behalf of a customer. The account relates to a quantity of service and establishing the account includes establishing an exchange ratio that equates the quantity of service to a measure of value. The method also includes thereafter receiving a transaction settlement request from a merchant for a purchase by the customer. The transaction settlement request has associated therewith an amount of value the customer has agreed to pay the merchant. The method also includes, in satisfaction of the transaction settlement request, decrementing the customer's quantity of service in accordance with the exchange ratio and the amount of value and providing the amount of value to the merchant.
申请公布号 US7908212(B2) 申请公布日期 2011.03.15
申请号 US20050114911 申请日期 2005.04.25
申请人 THE WESTERN UNION COMPANY 发明人 HANSEN KURT
分类号 G06Q40/00 主分类号 G06Q40/00
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