| 摘要 |
<p>An electronic credit card comprising a user verification means for verifying the identity of a user; and a communication means for communicating with a transaction station, characterised in that the electronic credit card further comprises a means that generates a unique authorisation code when the user's identity is verified; a storage means that stores the user's account details for use in an electronic funds transfer transaction; wherein the communication means securely communicates the account details of the user and the authorisation code to facilitate an electronic fund transfer transaction.</p> |
