发明名称 DEVICE, PROGRAM, SYSTEM AND METHOD FOR OUTPUTTING LOAN CONDITION
摘要 <P>PROBLEM TO BE SOLVED: To provide a loan condition output device etc. for outputting a loan condition, capable of avoiding a complicated return scheme with a reduced credit risk in a financial institution, in a loan having a fixed return fund to be applied to contract payment for each due date, such as a loan in which a mold fee to be paid in installments to a component manufacturer for a metal mold for use therein from a component procurement manufacturer is applied to the return fund. <P>SOLUTION: The payment condition of the mold fee to be paid from the component procurement manufacturer to the component manufacturer is input to a computer, along with information related to an interest rate etc. applied to the loan concerned. Then, by applying the mold fee received each time to the loan return fund on each due date, the principal and the interest expense of the loan are calculated so that the received amount equals to a return amount a time for the return of the principal and interest equal payment. The original principal balance is determined therefrom as a loan amount, and is output together with a return schedule table including the return amount a time etc. <P>COPYRIGHT: (C)2011,JPO&INPIT
申请公布号 JP2011028684(A) 申请公布日期 2011.02.10
申请号 JP20090176482 申请日期 2009.07.29
申请人 BANK OF TOKYO-MITSUBISHI UFJ LTD 发明人 TAJIMA NOBUO;URATA KAZUAKI;SUZUYAMA SHINICHIRO;TANIMURA HITOYASU;HIROSE TATSUHIKO;UCHIDA DAIEI
分类号 G06Q40/00;G06Q40/02;G06Q40/04 主分类号 G06Q40/00
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