发明名称 Systems and methods for a flat interchange fee for high value credit card purchases
摘要 A maximum interchange fee is described herein. Calculating an interchange fee to be assessed may include receiving a purchase amount, determining if the purchase amount exceeds a set level, and if the purchase amount exceeds a set level, capping the interchange fee assessed at a maximum level. Calculating an interchange fee may include determining a maximum fee to be assessed, establishing a rate of reduction for the interchange fee so that the fee assessed does not exceed the maximum amount, receiving the purchase amount, and determining the interchange fee based upon the purchase amount and the rate of reduction. Providing for a capped interchange fee may include determining a maximum interchange fee, receiving a purchase amount, calculating an interchange fee, determining if the interchange fee calculated exceeds the maximum interchange fee, and notifying the merchant that the interchange fee exceeds the maximum amount.
申请公布号 US7882026(B1) 申请公布日期 2011.02.01
申请号 US20070782898 申请日期 2007.07.25
申请人 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) 发明人 ZETTNER STEVEN DALE
分类号 G06Q40/00 主分类号 G06Q40/00
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