摘要 |
In some embodiments, a calculation system may be used by a merchant to determine a merchant fee associated with a credit card transaction. The calculation system may consider various characteristics for the transaction to determine merchant fees associated with the transaction. For example, the calculation system may consider the relative security of the transaction, the length of time the transaction has been in an open batch, whether the credit card information is swiped or keyed in, whether address information for the transaction was verified, etc. The calculation system may analyze credit card transactions in real time and/or may analyze past merchant fee statements to determine the merchant fees associated with one or more past transactions. In some embodiments, the calculation system may be used by a card processor to analyze data from a merchant to determine a competitive rate/fee to offer the merchant.
|