| 摘要 |
A system and a method for processing fund transfer to an unopened online account and a recording medium for the same are provided to enable a sender to transfer an amount to an unopened online account for a receiver even if the receiver has no online account by using receiver information, such as a resident registration number, for identifying the receiver. A banking processor(1935) withdraws a transferred amount from an account of a sender and deposits the withdrawn amount to a virtual account corresponding to receiver information when a banking terminal(1960) requests fund transfer to an unopened online account. An information storing part(1940) links/stores account information of the sender, the receiver information, and virtual account/transferred amount information corresponding to the receiver information to a storage medium(1955). An information transmitter(1920) transmits online account opening request information to a receiver communication terminal corresponding to the receiver information. An information checker(1945) checks over whether or not the online account corresponding to the receiver information is opened. The banking processor transfers the transferred amount to the opened online account from the virtual account when a receiver opens the online account. |
