SYSTEM AND METHOD FOR SETTLING MOBILE PHONE BY MULTIPLE CODE CREATION NETWORK OTP AUTHENTICATION WITH BIOMETRICS AND RECORDING MEDIUM

摘要

PURPOSE: A mobile terminal payment method, a system thereof and a recording medium in order to authenticate a mobile terminal user are provided to authenticate whether the mobile terminal is valid OTP medium and authenticate the human body of a user. CONSTITUTION: A server generates OTP through terminal-side OTP generation information(610). The server configures the generated OTP generation information and the server-side OTP generation information. The server generates the OTP of N digit through the OTP generation information(615). The server compares the received OTP of N digit and the generated OTP of N digit(625). The server authenticates the mobile phone settlement(630).