SYSTEM AND METHOD FOR MOBILE PAYMENT BY USING OTP AUTHENTICATION BY NETWORK OF MULTIPLE AUTHENTICATION MODE FOR CUSTOMER'S MEDIA AND RECORDING MEDIUM

摘要

PURPOSE: A system and a method for mobile payment by using OTP(One Time Password) authentication by a network of a multiple authentication mode for customer's media, and a recording medium are provided to allow a server to compare the OTP medium information stored at a storage medium with OTP medium authentication information in order to authenticate a mobile phone as an OTP medium which generates an OTP. CONSTITUTION: An interface for inputting an OTP is provided to a user terminal(705), then an OTP operating unit(725) of a mobile phone payment system is linked with a mobile phone(700) to generate an OTP for authenticating mobile phone payment. The OTP operating unit processes the generated OTP to be outputted through the mobile phone. The OTP operating unit receives the OTP generated by the mobile phone or the user terminal. The OTP operating unit vilifies the validity for the received OTP.