| 摘要 |
<p>A method for controlling the payment or transfer by a user via a mobile telephone terminal is provided. The method allows the mobile telephone user to manage and control the payment and transfer operations of each of the bank accounts via the bank account control menu on the mobile telephone terminal, thus enhancing security and controllability of the bank accounts of the user. The method allows the mobile telephone terminal to participate in the payment or transfer of the user, provides standard payment interface specification controlled or managed by the mobile phone based on user convenience, and improves security level of the bank accounts of the mobile telephone user by multi-communication mode, so that the mobile phone acts as a controller during the payment, thus expanding the mobile phone functions to the financial field of payment or transfer control.</p> |
