发明名称 Systems and methods for performing flow-through banking
摘要 A flow-through transaction is effectuated with regard to a deposit account at a financial institution by an intermediary between a customer and the financial institution. The customer is received at a site of the intermediary and a type of the flow-through transaction is determined therefrom. An identification of the financial institution, the account thereat, and an amount of funds involved are received, and a request to a clearinghouse is initiated for the transaction. The clearinghouse establishes that the request is satisfactory and returns an approval of same to guarantee that the transaction is to be performed. A confirmation is provided to the customer upon receiving the approval. Thus, the customer need not visit a site of the financial institution to perform thereat a transaction equivalent to the flow-through transaction.
申请公布号 US7835994(B1) 申请公布日期 2010.11.16
申请号 US20080273019 申请日期 2008.11.18
申请人 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA) 发明人 HOPKINS, III JOHN C.
分类号 G06Q20/00 主分类号 G06Q20/00
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